Keep Your Family Warm and Safe—No Matter What
Franklin sees genuinely cold winters, but most homes here were built for gas furnaces, not masonry chimneys. If you still want a wood stove, we'll help you find a dealer who actually does that work in the Milwaukee area.
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Cold winters, but a suburb built for gas.
Franklin sits in climate zone 6A with 7,037 heating degree days and average winter lows around 12°F—cold enough that this Milwaukee suburb sees weather closer to Madison or Fargo than to most of the Midwest. That's plenty cold for wood heat to make physical sense. But Franklin's housing stock tells a different story: most of the city was built out during subdivision growth from the 1970s through the 2000s, with homes designed around forced-air gas furnaces and, in some cases, zero-clearance gas fireplaces—not the masonry chimneys that wood stoves and traditional fireplaces need.
Unlike northern Wisconsin, where the Chequamegon-Nicolet National Forest puts cheap cutting permits and self-sourced firewood within reach, Franklin homeowners are buying cordwood commercially—oak, maple, birch, and aspen from regional firewood dealers rather than a Forest Service permit office. Combine that with widespread natural gas service through WE Energies (Wisconsin Electric Power Co.) and it's easy to see why wood heat is genuinely uncommon here. That said, it isn't off the table: a smaller number of Franklin homeowners—often in older farmhouses annexed into the city, hobby-farm properties, or households that want off-grid backup heat—do install wood stoves, and a trusted local dealer can still do the job right.

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Frequently Asked Questions
Is a wood stove actually realistic for a home in Franklin?
It's realistic, just uncommon. Franklin's cold winters (12°F average lows, 7,037 heating degree days) would support a wood stove just fine from a heat-output standpoint. The limiting factor is usually the house itself—most Franklin homes built during the city's suburban growth don't have an existing masonry chimney, which means a wood stove installation typically requires a full Class A chimney system run through the roof rather than a simple insert into an existing fireplace. It's more construction than most gas or electric projects, but it's absolutely doable, especially in older farmhouse-style homes on Franklin's south and west sides.
What does a wood stove installation cost in Franklin?
Because so few Milwaukee-area homes are set up for wood heat, a full installation in Franklin typically runs $4,000 to $8,500—on the higher end when a new Class A chimney has to be built from scratch rather than reusing existing masonry. Homes with an old, unused fireplace and flue in place cost less to convert with a wood-burning insert. Because dealers who install wood stoves are harder to find in this part of Wisconsin, you may also be working with an installer based out of Milwaukee, Waukesha, or Racine rather than someone in Franklin proper—that's normal for this fuel type here.
Do I need a permit to install a wood stove in Franklin?
Yes. New wood-burning appliance installations go through the City of Franklin Building Inspection Department, and Milwaukee County requirements apply as well. Any stove installed needs to meet current EPA 2020 NSPS emissions standards, and inspectors will check chimney clearances, hearth pad dimensions, and venting. A dealer who regularly installs wood stoves—even one traveling in from elsewhere in the Milwaukee metro—will typically pull the permit and coordinate the inspection as part of the job.
Where do I buy firewood near Franklin if I don't have land to cut my own?
Since Milwaukee County has no national forest or public cutting-permit land nearby, essentially all Franklin wood-stove owners buy cordwood commercially rather than self-cutting. Oak, maple, birch, and aspen are the common species sold by regional firewood dealers in southeastern Wisconsin, typically running $220 to $300 per cord depending on species and whether it's already seasoned. Oak and maple burn longest and hottest for overnight heat; birch lights easily and burns hot for shorter periods; aspen is a soft, fast-burning wood that's good for shoulder-season fires or getting a stove going quickly.
Why don't more homes in Franklin have wood stoves, given how cold it gets?
It comes down to housing stock and infrastructure, not climate suitability. Franklin's winters are cold enough for wood heat to make sense—comparable to Madison or Duluth in degree-days—but the city grew up as a Milwaukee suburb with widespread natural gas service from WE Energies already in place. Builders framed homes around gas furnaces and, later, direct-vent gas fireplaces rather than masonry chimneys. Add in the extra construction a wood stove install requires without an existing chimney, and most homeowners here default to gas or electric rather than wood.
Can I still add a wood stove to my Franklin home if I want one?
Yes, and there's no code barrier to doing so—you just need a dealer experienced with full chimney installs, not just insert conversions. An EPA-certified freestanding stove with a properly sized hearth pad and a Class A chimney run through the roof is a standard, legal installation in Franklin. The main difference from a place with more wood-heat tradition is availability: fewer local dealers actively stock and install wood stoves, so plan on working with a retailer based elsewhere in the Milwaukee metro who's willing to service Franklin.
Will a wood stove affect my homeowners insurance in Franklin?
It can, and it's worth checking with your insurer before you commit. Because wood stoves are uncommon in this part of Milwaukee County, some insurers ask for documentation that the installation meets code—permit sign-off from the City of Franklin Building Inspection Department, and sometimes a professional inspection similar to a CSIA (Chimney Safety Institute of America) certification. Homes converting an old, long-unused fireplace flue for wood-burning use should especially expect an insurer to want proof the flue was inspected before the first fire.
Would a wood stove give me backup heat if the power goes out?
Yes—that's one of the main reasons Franklin homeowners who do install a wood stove choose to. WE Energies' grid is generally reliable in this part of Wisconsin, but a wood stove doesn't depend on electricity at all, unlike a gas furnace's igniter and blower or most electric heaters. For anyone on a rural-feeling lot at Franklin's edges, or anyone who's been through a multi-day outage during a Wisconsin ice storm, that off-grid capability is often the deciding factor over a gas or electric unit—even with the extra installation work involved.
Since wood is uncommon here, what do most Franklin homeowners install instead?
Most Franklin homeowners go with gas—direct-vent gas fireplaces and inserts are standard here, backed by widespread WE Energies natural gas service, and they install into existing framing without the chimney work a wood stove requires. Electric fireplaces are also common for supplemental heat or ambiance in rooms where running gas line or chimney isn't practical. That said, if wood heat is genuinely what you want—for the off-grid reliability, the lower fuel cost with purchased cordwood, or simply the experience of a real fire—it's a legitimate, permittable project here, and we can still match you with a dealer who'll take it on.
Why is my open fireplace making my house colder?
Open fireplaces suck—literally. As the fire burns, it consumes air your furnace already paid to heat and pulls it out through the chimney, so the house is actually colder after the fire goes out than before you lit it. An insert fixes this: it seals the chimney, puts fixed glass across the front, and turns that hole in your house into a real heat source.
Why won't my new wood stove get going like my old one?
New wood stoves are 70%+ efficient, so far less heat goes up the flue—which also means less draft to get a fire established. The rule: build a genuinely hot fire for about 45 minutes before you choke it down. Skip that and you get smoke in the room, creosote in the chimney, and a fire that never takes off. Most performance complaints trace straight back to this.
Can I install a fireplace myself?
If you're putting a fire in your house on purpose, it's best to work with an expert. Unless you're genuinely experienced in framing, gas line, vent pipe, and the national code on clearances to combustibles, have a professional do it—and ideally the same company that sells you the fireplace, so warranty, service, and liability all live under one roof.
Does a fireplace add value to my home?
On average, a fireplace adds back to the home about the same amount you spent installing it. Add the monthly savings from heating the rooms you actually use instead of the whole house—often hundreds of dollars a year—and the value case is strong before you even count what a fire does for how your family uses the room.
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